Key Findings in September

Fifty-four percent of respondents report having committed their own resources. This represents a five percentage point increase from the last survey round in July 2017.

One concerning point is that the top resource being committed by respondents is reported to be money from loans. At the same time, questions about the availability of the low interest loans, promised in policy, have steadily decreased since January 2017. This indicates that more and more families may be giving up on the hope of borrowing necessary funds to reconstruct their homes at a low interest rate, and instead taking high-interest loans, which are prevalent across Nepal. Unfortunately, this could have long-term detrimental impacts on families’ economic status.

What are people saying?

Type of resources committed

61 %

Money from savings

61 %

Money from loan

60 %

Labour

48 %

Own Material

22 %

Money from informal loan